Whenever you wish to purchase an insurance policy it is important to compare a range of different providers. Comparing policies enables you to assess the type and extent of cover you need, and gives you the chance to compare policy prices. When assessing different policies, consider the areas of cover which are most important to you, such as:
> Cancellation and Postponement
> Rescheduling of Wedding
> Wedding Attire
> Wedding Rings
> Supplier failure
> Wedding Cars and Transport
> Wedding Gifts
> Equipment Hire
> Wedding photograph cover
> Personal/Public Liability
Consider also how much you are willing to pay for the insurance; the best insurance policies are those which offer comprehensive protection at an affordable price. Remember that the cheapest policies may not provide you with much financial cover, whilst a very expensive policy might be charging you for unnecessary cover.
The internet is a good place to begin your search for wedding insurance; the majority of insurance providers have their own website, whilst online wedding forums are a good place to pick up tips from other people getting married. Simply by entering your keywords ('wedding' 'insurance' 'Australia') into a search engine you will find a range of insurance providers, and other websites offering advice.
Insurance providers usually publish their policy details on their website: it is easy to check the terms and conditions before you buy and ensure that the policy offers the cover you need. Some sites also offer a free estimate service, tailored to the specific details of your wedding. If you go on to purchase your wedding insurance online, you may be entitled to a discount on the price of the policy.
If you are employing a wedding planner, they should be able to advise you on finding a suitable insurance provider and may be able to negotiate a discount on the price of the policy. You can also ask any friends and family if they can recommend an insurance provider, or know someone getting married who has found an inexpensive policy. If you have another insurance, such as home insurance, with a particular provider, ask if they also offer wedding insurance. You may even be entitled to a discount for taking out more than one policy with them.
