+61.8.9355 5822 |   enquiries@pplfinanceservices.com.au

Personal Loans

Realise your dreams with a Personal Loan

Personal Loans made easy

Personal loans are one of many types of loans you can borrow from a bank, building society or other form of credit lender. These loans are typically general purpose loans that you can use at your discretion. Personal loans are often more difficult to get and have strict qualification requirements. If you're thinking about borrowing a personal loan, here are some things you know about them.

A personal loan gives you the opportunity to borrow money from a financial institution, such as a bank, and gradually repay the amount borrowed in installments over an extended period of time and can be unsecured or secured depending on the amount to be borrowed and the purpose.  A personal loan can be taken out for a wide variety of reasons such as financing an extension, going on holiday, or even paying for private medical treatment. In exchange for the personal loan, you will be required to pay interest on the amount you have borrowed, which means that the total amount you repay will exceed the initial value of the personal loan.

Before you decide to take out a personal loan, consider all your options carefully and make sure that you will be able to afford the repayments. Failing to make repayments will have a detrimental effect on your credit rating. If handled correctly however, a personal loan can enable you to manage your finances more easily and provide you with extra finance when you need it most.

Whether you need help in finding the right type of loan to start with, financing or both our service providers can help.

For further information about Personal Loans see:

> Introduction

> Advantages & Disadvantages

> Applying for a Personal Loan

> Secured Loans

> Unsecured Loans

> Interest Rates

> Credit Scoring

> Missing Payments

> Payment Protection Insurance

> Special Circumstances

> Loan Sharks

> Avoiding Excessive Debt


About PPL Finance Services

We offer access to a broad range of finance services, through a network of carefully selected alliance relationships with service providers that have the experience and the level of expertise required to provide guidence, assistance and innovative advice to best serve and protect the interests of our members. Learn more...

Keep in Touch

  This email address is being protected from spambots. You need JavaScript enabled to view it.
  +61 8 9355 5822
  +61 8 9355 5833
  Suite1/160 Burswood Road, Burswood Western Australia


View our Location

Latest News


Getting a home loan approved...

Your home loan will probably be the largest loan you ever take out. So it pays to...


Saving money in a Bank...

Bank accounts are an effective place to save money. Forget stashing your cash in the sock draw,...


Start your retirement planning, sooner...

When do you want to retire? What lifestyle do you want in retirement? Do you want to...


Saving on Home Insurance

      Home insurance protects your home against unexpected events like fire, natural disasters, vandalism, theft etc. The insurance...


What is the right retirement...

In Australia your employer will pay a percentage (legislated by governement) of your wage into a superannuation...


How to save when buying...

It is an exciting time the day you decide to buy your first car. For many it...


Three smart ways to use...

A lot of people deal with their own share of financial burdens primarily because of the not-so-smart...


Make Better Financial Decisions by...

Frugality is not about saving money. We all know, saving money is a big part of living frugally,...